9. You Disregard Mortgage Closing Costs

This might come as a shocker to you, but closing off a mortgage comes with its own separate set of costs that you will have to pay! These may be in the form of lawyers, paid home inspections, or additional taxes that occur when you finally actually own the house.

Not considering these costs at the get-go can mean you end up paying double the money than you really need to. Make sure to consult a lawyer or the tax office, and compare insurance rates to minimize your closing costs.