8. You Don’t Choose Your Own Schemes

Mortgages aren’t a set scheme, they can be adhered according to each person. Remember that you have the power; banks and financial institutions want your patronage, not the other way around. So make sure to ask for and even haggle for what you want. There’s plenty of fish in the sea, so if your bank isn’t giving you what you want, look to their competitors.

Pick the payment periods (weekly, monthly, quarterly, etc.), and when you pay it. Haggle for more rewards and the right terms for you. Be the boss of your own mortgage scheme!